Terms and Conditions

Welcome to "Обзоры и аналитика финансовых рынков" (Financial Markets Reviews and Analytics). By accessing or using our website, you agree to be bound by these Terms and Conditions. Please read them carefully before using our services.

1. Definitions

"Website" refers to "Обзоры и аналитика финансовых рынков", accessible via its designated web address.

"User", "You", and "Your" refer to the individual or entity accessing or using the Website.

"We", "Us", and "Our" refer to the owners and operators of "Обзоры и аналитика финансовых рынков".

"Content" refers to all information, data, text, graphics, images, analyses, reviews, and other materials published on the Website.

2. User Obligations

By using our Website, you agree to:

• Provide accurate and complete information when registering or subscribing to our services.
• Maintain the confidentiality of your account credentials and notify us immediately of any unauthorized access.
• Use the Website only for lawful purposes and in accordance with these Terms.
• Not engage in any activity that could damage, disable, or impair the functionality of the Website.
• Not attempt to gain unauthorized access to any part of the Website or any system connected to the Website.
• Not use automated means, including bots, crawlers, or scrapers, to access or collect data from the Website without our express permission.
• Not republish, redistribute, or otherwise make the Content available to third parties without our consent.

3. Service Limitations

We strive to provide accurate and up-to-date information on financial markets. However:

• The Content is provided for informational purposes only and should not be construed as financial, investment, tax, or legal advice.
• We do not guarantee the accuracy, completeness, or timeliness of the Content.
• We reserve the right to modify, suspend, or discontinue any aspect of the Website at any time without prior notice.
• Access to certain features may be restricted or subject to additional terms or fees.
• We may impose limits on certain features or restrict access to parts of the Website without notice or liability.

4. Intellectual Property

All Content on the Website, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, and data compilations, is our property or the property of our content suppliers and is protected by international copyright laws.

You may not reproduce, distribute, modify, create derivative works from, publicly display, publicly perform, republish, download, store, or transmit any Content without our express written consent.

Limited quotation of Content is permitted for personal, non-commercial use, provided that appropriate credit is given to the Website with a proper citation.

5. Liability Limitations

To the fullest extent permitted by applicable law:

• We shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, the Website or its Content.
• We disclaim all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.
• We do not warrant that the Website will operate error-free or uninterrupted, or that it will be free from viruses or other harmful components.
• Any reliance you place on the Content is strictly at your own risk.
• The maximum liability arising out of or in connection with the Website, regardless of the cause of action, shall not exceed the amount, if any, paid by you to us for access to the Website.

6. Dispute Resolution

Any dispute arising from or relating to these Terms or your use of the Website shall be resolved through the following process:

• Informal negotiation: We encourage you to contact us first to seek an amicable resolution.
• Mediation: If informal negotiation fails, the parties agree to engage in mediation with a mutually agreed-upon mediator.
• Arbitration: If mediation is unsuccessful, any unresolved dispute shall be settled by binding arbitration in accordance with the rules of the relevant arbitration association.
• Governing Law: These Terms shall be governed by and construed in accordance with the laws of the jurisdiction where we are headquartered, without regard to its conflict of law principles.
• No Class Actions: You may only resolve disputes with us on an individual basis and may not bring a claim as a plaintiff or class member in a class, consolidated, or representative action.

7. Privacy Policy

Your use of the Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

8. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on the Website. Your continued use of the Website after any changes indicates your acceptance of the modified Terms.

9. Termination

We may terminate or suspend your access to the Website immediately, without prior notice or liability, for any reason, including, without limitation, if you breach these Terms.

Upon termination, your right to use the Website will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

10. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

Effective Date: May 15, 2023